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All views expressed on this website, social media, and in private email correspondence are my own and not attributable to any entity who I may at other times represent or to whom I may consult.


I always aim to provide you with the best service possible, but this service is provided ‘as is’ and while I try to ensure quality due diligence, I cannot promise that all the information provided on this site will always be 100% accurate. The information provided is for information purposes only and does not constitute advice. Content and services are provided without any warranties or guarantees.

Some of the information contained in articles is supplied to by third party individuals and groups. I have no control over their content and as such am unable to guarantee the accuracy of such content. This is particularly the case where I may link to a third party website on which the content is changed from that which was available on my date of access. Thus, you agree that you access any content on this website at your own risk. Before relying on any information contained herein, whether it is from me or from a third-party, I advise you to verify the accuracy of the information before acting.

I will also do my best to ensure that this service is always fully operational. I am not, however, responsible for, and shall not be liable to you for, any problems or temporary interruptions in using this service arising from factors outside my control (e.g. technical problems from traffic congestion on the internet, Infomaniak experiencing an outage) or for any problems arising from participating in discussions on this platform or for sharing my articles and thoughts on third party services.

To the extent permissible by law, I am not responsible for any loss or damage resulting from use of this website or from any action taken based on the options contained herein.

Opinions & Thoughts

The opinions expressed on this website are in part deeply considered but are also a stream of consciousness. In that they are valid for the moment in which they were written. But as new data becomes available, my opinions are likely to change if the new data shows my views to be in error.

In this context, all articles on this website should be read as a reflection of my views on the day they were written. A month, a year, or a decade hence and these views may be different.

Alteration of Views

On topics where my views have altered, and I remember to go back to the original article, an edit will be placed at the top with a link to the new article outlining my changed views. However, the original article will remain otherwise unchanged. The purpose of this is to protect the public record, of which the articles on this site form a part.

This disclaimer is subject to change at any time without notification.